/* FundFX -- assets/css/site.css
   Purpose: site styles for fundfx.co.uk. Brand navy 0d2640 and copper c68346 from the logo, Newsreader headings, IBM Plex Sans body, IBM Plex Mono figures.
   Version: 1.0 2026-11-01 10:50:00
   Changelog:
   1.0 2026-11-01 10:50:00 - first build */

@font-face { font-family: 'Newsreader'; src: url('../fonts/newsreader-latin-wght-normal.woff2') format('woff2'); font-weight: 200 800; font-style: normal; font-display: swap; }
@font-face { font-family: 'Newsreader'; src: url('../fonts/newsreader-latin-wght-italic.woff2') format('woff2'); font-weight: 200 800; font-style: italic; font-display: swap; }
@font-face { font-family: 'IBM Plex Sans'; src: url('../fonts/ibm-plex-sans-latin-400-normal.woff2') format('woff2'); font-weight: 400; font-style: normal; font-display: swap; }
@font-face { font-family: 'IBM Plex Sans'; src: url('../fonts/ibm-plex-sans-latin-400-italic.woff2') format('woff2'); font-weight: 400; font-style: italic; font-display: swap; }
@font-face { font-family: 'IBM Plex Sans'; src: url('../fonts/ibm-plex-sans-latin-500-normal.woff2') format('woff2'); font-weight: 500; font-style: normal; font-display: swap; }
@font-face { font-family: 'IBM Plex Sans'; src: url('../fonts/ibm-plex-sans-latin-600-normal.woff2') format('woff2'); font-weight: 600; font-style: normal; font-display: swap; }
@font-face { font-family: 'IBM Plex Mono'; src: url('../fonts/ibm-plex-mono-latin-400-normal.woff2') format('woff2'); font-weight: 400; font-style: normal; font-display: swap; }
@font-face { font-family: 'IBM Plex Mono'; src: url('../fonts/ibm-plex-mono-latin-500-normal.woff2') format('woff2'); font-weight: 500; font-style: normal; font-display: swap; }

:root {
  --navy: #0d2640;
  --navy-2: #163a5c;
  --navy-3: #22496f;
  --ink: #0d2640;
  --muted: #4a5a6c;
  --copper: #c68346;
  --copper-text: #8a501c;
  --copper-light: #e0a46d;
  --mist: #eef2f6;
  --stone: #f6efe7;
  --rule: #d6dee7;
  --paper: #ffffff;
  --ok: #1d6b45;
  --err: #a32020;
  --serif: 'Newsreader', Georgia, 'Times New Roman', serif;
  --sans: 'IBM Plex Sans', 'Segoe UI', Arial, sans-serif;
  --mono: 'IBM Plex Mono', Consolas, 'Courier New', monospace;
  --wrap: 1200px;
  --gutter: 16px;
  --radius: 2px;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } * { transition: none !important; animation: none !important; } }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--sans); font-size: 17px; line-height: 1.6; text-rendering: optimizeLegibility; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--copper-text); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--navy); }
:focus-visible { outline: 3px solid var(--copper); outline-offset: 2px; }
h1, h2, h3, h4 { font-family: var(--serif); font-weight: 500; color: var(--navy); line-height: 1.15; letter-spacing: -0.01em; margin: 0 0 0.5em; }
h1 { font-size: clamp(2.1rem, 4.2vw, 3.3rem); }
h2 { font-size: clamp(1.55rem, 2.6vw, 2.1rem); margin-top: 1.8em; }
h3 { font-size: 1.3rem; margin-top: 1.5em; }
p, ul, ol, table, dl { margin: 0 0 1.1em; }
ul, ol { padding-left: 1.3em; }
li { margin-bottom: 0.35em; }
strong { font-weight: 600; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 var(--gutter); }
@media (min-width: 900px) { :root { --gutter: 32px; } }
.vh { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: absolute; left: 8px; top: -60px; background: var(--navy); color: #fff; padding: 10px 16px; z-index: 100; }
.skip:focus { top: 8px; color: #fff; }
.mono, .fig { font-family: var(--mono); font-feature-settings: 'tnum' 1; }

/* top strip */
.strip { background: var(--navy); color: #c9d4e0; font-size: 0.8rem; }
.strip .wrap { display: flex; gap: 18px; justify-content: space-between; align-items: center; padding-top: 7px; padding-bottom: 7px; flex-wrap: wrap; }
.strip a { color: #fff; }
.strip .strip-right { display: none; }
@media (min-width: 760px) { .strip .strip-right { display: block; } }

/* header */
.site-head { background: #fff; border-bottom: 1px solid var(--rule); position: sticky; top: 0; z-index: 50; }
.site-head .wrap { display: flex; align-items: center; justify-content: space-between; min-height: 72px; gap: 20px; }
.brand { display: block; width: 150px; flex: none; }
.brand img { width: 150px; height: auto; }
.nav-toggle { display: inline-flex; align-items: center; gap: 8px; background: none; border: 1px solid var(--rule); color: var(--navy); font: 500 0.95rem var(--sans); padding: 9px 12px; border-radius: var(--radius); cursor: pointer; }
.nav-toggle .bars { width: 18px; height: 12px; position: relative; border-top: 2px solid currentColor; border-bottom: 2px solid currentColor; }
.nav-toggle .bars::after { content: ''; position: absolute; left: 0; right: 0; top: 3px; border-top: 2px solid currentColor; }
.site-nav { display: none; }
.site-nav.open { display: block; position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 1px solid var(--rule); max-height: calc(100vh - 100px); overflow-y: auto; padding: 8px var(--gutter) 24px; box-shadow: 0 16px 30px rgba(13,38,64,0.12); }
.site-nav ul { list-style: none; margin: 0; padding: 0; }
.nav-group > button, .nav-top > a { display: flex; width: 100%; justify-content: space-between; align-items: center; background: none; border: 0; border-bottom: 1px solid var(--rule); padding: 14px 0; font: 500 1rem var(--sans); color: var(--navy); text-decoration: none; cursor: pointer; text-align: left; }
.nav-group > button::after { content: ''; width: 8px; height: 8px; border-right: 2px solid var(--copper); border-bottom: 2px solid var(--copper); transform: rotate(45deg); margin: -4px 4px 0 10px; transition: transform .15s; }
.nav-group > button[aria-expanded='true']::after { transform: rotate(-135deg); margin-top: 4px; }
.nav-panel { display: none; padding: 6px 0 12px; }
.nav-panel.open { display: block; }
.nav-panel a { display: block; padding: 9px 0 9px 12px; color: var(--navy); text-decoration: none; border-left: 2px solid var(--rule); }
.nav-panel a span { display: block; font-size: 0.83rem; color: var(--muted); line-height: 1.4; }
.nav-panel a:hover, .nav-panel a[aria-current='page'] { border-left-color: var(--copper); background: var(--mist); }
.nav-cta { margin-top: 16px; display: grid; gap: 10px; }
.site-head .head-cta { display: none; }
@media (min-width: 1240px) {
  .nav-toggle { display: none; }
  .site-nav, .site-nav.open { display: block; position: static; box-shadow: none; border: 0; padding: 0; max-height: none; overflow: visible; }
  .site-nav > ul { display: flex; gap: 2px; align-items: center; }
  .nav-group { position: relative; }
  .nav-group > button, .nav-top > a { border: 0; padding: 10px 11px; font-size: 0.93rem; width: auto; white-space: nowrap; }
  .nav-group > button::after { width: 6px; height: 6px; margin-left: 8px; }
  .nav-top > a[aria-current='page'], .nav-group.current > button { color: var(--copper-text); }
  .nav-panel { position: absolute; top: calc(100% + 14px); left: -8px; width: 340px; background: #fff; border: 1px solid var(--rule); border-top: 3px solid var(--copper); padding: 10px; box-shadow: 0 18px 40px rgba(13,38,64,0.14); }
  .nav-panel a { border-left: 0; padding: 10px 12px; }
  .nav-cta { display: none; }
  .site-head .head-cta { display: inline-flex; white-space: nowrap; }
}

/* buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; font: 600 0.98rem/1.2 var(--sans); padding: 14px 22px; border-radius: var(--radius); border: 2px solid transparent; text-decoration: none; cursor: pointer; transition: background .15s, color .15s, border-color .15s; }
.btn-primary { background: var(--copper); color: var(--navy); border-color: var(--copper); }
.btn-primary:hover { background: #d59660; border-color: #d59660; color: var(--navy); }
.btn-secondary { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-secondary:hover { background: var(--navy); color: #fff; }
.btn-light { background: transparent; color: #fff; border-color: rgba(255,255,255,0.7); }
.btn-light:hover { background: #fff; color: var(--navy); }
.btn-small { padding: 10px 16px; font-size: 0.9rem; }
.btn .arrow { display: inline-block; width: 14px; height: 2px; background: currentColor; position: relative; }
.btn .arrow::after { content: ''; position: absolute; right: 0; top: -4px; width: 8px; height: 8px; border-top: 2px solid currentColor; border-right: 2px solid currentColor; transform: rotate(45deg); }
.textlink { font-weight: 600; color: var(--navy); text-decoration: none; border-bottom: 2px solid var(--copper); padding-bottom: 2px; }
.textlink:hover { color: var(--copper-text); }

/* breadcrumb */
.crumbs { font-size: 0.85rem; color: var(--muted); padding: 18px 0 0; }
.crumbs ol { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 6px; }
.crumbs li { margin: 0; }
.crumbs li + li::before { content: '/'; margin-right: 6px; color: var(--rule); }
.crumbs a { color: var(--muted); }

/* page head */
.page-head { padding: 28px 0 32px; border-bottom: 1px solid var(--rule); }
.page-head .inner { max-width: 820px; }
.eyebrow { font: 600 0.78rem var(--sans); letter-spacing: 0.12em; text-transform: uppercase; color: var(--copper-text); margin: 0 0 14px; }
.answer { font-size: 1.2rem; line-height: 1.55; border-left: 3px solid var(--copper); padding-left: 18px; margin: 0 0 18px; }
.reviewed { font-size: 0.85rem; color: var(--muted); margin: 0; }
.page-head .btns { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 22px; }

/* body grid */
.page-body { display: grid; gap: 40px; padding: 8px 0 56px; }
@media (min-width: 1000px) { .page-body { grid-template-columns: minmax(0, 1fr) 300px; gap: 64px; } }
.prose { max-width: 740px; }
.prose > h2:first-child { margin-top: 1.2em; }
.prose h2 { scroll-margin-top: 100px; }
.prose .lead-a { font-weight: 500; }
.rail { font-size: 0.93rem; }
@media (min-width: 1000px) { .rail-inner { position: sticky; top: 104px; padding-top: 40px; } }
.toc { border-left: 2px solid var(--rule); padding-left: 16px; margin-bottom: 28px; }
.toc p { font: 600 0.75rem var(--sans); letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); margin-bottom: 10px; }
.toc ol { list-style: none; padding: 0; margin: 0; }
.toc li { margin: 0 0 8px; line-height: 1.35; }
.toc a { color: var(--navy); text-decoration: none; }
.toc a:hover { color: var(--copper-text); text-decoration: underline; }
.rail-box { background: var(--navy); color: #dbe3ec; padding: 22px; border-radius: var(--radius); }
.rail-box h2 { color: #fff; font-size: 1.25rem; margin: 0 0 8px; }
.rail-box p { margin-bottom: 14px; }
.rail-box .btn { width: 100%; margin-bottom: 10px; }
.rail-note { margin-top: 18px; padding: 14px 16px; background: var(--stone); font-size: 0.86rem; line-height: 1.5; }

/* content blocks */
.callout { background: var(--stone); border-left: 3px solid var(--copper); padding: 18px 20px; margin: 0 0 1.4em; }
.callout p:last-child { margin-bottom: 0; }
.callout-navy { background: var(--navy); color: #dbe3ec; border-left-color: var(--copper); }
.callout-navy a { color: var(--copper-light); }
.callout-navy strong, .callout-navy h3 { color: #fff; }
.facts { border-top: 2px solid var(--navy); margin-bottom: 1.6em; }
.facts div { display: grid; grid-template-columns: 1fr; padding: 12px 0; border-bottom: 1px solid var(--rule); }
@media (min-width: 640px) { .facts div { grid-template-columns: 210px 1fr; gap: 20px; } }
.facts dt { font-weight: 600; color: var(--navy); }
.facts dd { margin: 0; }
.steps { list-style: none; padding: 0; counter-reset: s; margin-bottom: 1.6em; }
.steps > li { counter-increment: s; position: relative; padding: 0 0 18px 56px; margin: 0; }
.steps > li::before { content: counter(s, decimal-leading-zero); position: absolute; left: 0; top: 0; font: 500 0.95rem var(--mono); color: var(--copper-text); border: 1px solid var(--copper); width: 40px; height: 32px; display: flex; align-items: center; justify-content: center; }
.steps > li::after { content: ''; position: absolute; left: 20px; top: 38px; bottom: 4px; border-left: 1px dashed var(--rule); }
.steps > li:last-child::after { display: none; }
.steps h3 { margin: 4px 0 6px; font-size: 1.15rem; }
.steps p { margin-bottom: 0.5em; }
.checks { list-style: none; padding: 0; }
.checks li { position: relative; padding-left: 28px; }
.checks li::before { content: ''; position: absolute; left: 2px; top: 8px; width: 12px; height: 7px; border-left: 2px solid var(--copper); border-bottom: 2px solid var(--copper); transform: rotate(-45deg); }
.nevers { list-style: none; padding: 0; }
.nevers li { position: relative; padding-left: 28px; }
.nevers li::before, .nevers li::after { content: ''; position: absolute; left: 2px; top: 13px; width: 14px; border-top: 2px solid var(--copper); transform: rotate(45deg); }
.nevers li::after { transform: rotate(-45deg); }
.formula { font-family: var(--mono); background: var(--mist); padding: 16px 18px; border-radius: var(--radius); overflow-x: auto; font-size: 0.95rem; margin-bottom: 1.2em; }
.source { font-size: 0.85rem; color: var(--muted); }
.sources { font-size: 0.88rem; color: var(--muted); border-top: 1px solid var(--rule); padding-top: 16px; margin-top: 40px; }
.sources h2 { font-size: 1.1rem; margin-top: 0; }
.sources li { margin-bottom: 6px; }

/* tables */
.table-wrap { overflow-x: auto; margin: 0 0 1.4em; -webkit-overflow-scrolling: touch; }
.table-tools { display: flex; justify-content: flex-end; margin-bottom: 6px; }
.copy-btn { font: 500 0.8rem var(--sans); background: #fff; color: var(--navy); border: 1px solid var(--rule); padding: 6px 10px; border-radius: var(--radius); cursor: pointer; }
.copy-btn:hover { border-color: var(--navy); }
.copy-btn.done { border-color: var(--ok); color: var(--ok); }
table.data { width: 100%; border-collapse: collapse; font-size: 0.93rem; min-width: 520px; }
table.data caption { text-align: left; font-weight: 600; color: var(--navy); padding-bottom: 8px; caption-side: top; }
table.data th, table.data td { text-align: left; padding: 11px 12px; border-bottom: 1px solid var(--rule); vertical-align: top; }
table.data thead th { background: var(--navy); color: #fff; font-weight: 500; font-size: 0.85rem; border-bottom: 0; }
table.data tbody tr:nth-child(even) td, table.data tbody tr:nth-child(even) th { background: #f7f9fb; }
table.data tbody th { font-weight: 600; color: var(--navy); }
table.data td.num, table.data th.num { text-align: right; font-family: var(--mono); white-space: nowrap; }

/* home */
.hero { position: relative; color: #fff; background: var(--navy); overflow: hidden; }
.hero-img { position: absolute; inset: 0; }
.hero-img img { width: 100%; height: 100%; object-fit: cover; object-position: 60% 50%; }
.hero-img::after { content: ''; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(13,38,64,0.96) 0%, rgba(13,38,64,0.9) 45%, rgba(13,38,64,0.55) 75%, rgba(13,38,64,0.35) 100%); }
.hero .wrap { position: relative; display: grid; gap: 36px; padding-top: 56px; padding-bottom: 56px; }
@media (min-width: 1000px) { .hero .wrap { grid-template-columns: minmax(0, 7fr) minmax(0, 4fr); align-items: end; padding-top: 96px; padding-bottom: 88px; } }
.hero h1 { color: #fff; font-size: clamp(2.3rem, 5vw, 3.9rem); max-width: 15ch; }
.hero .eyebrow { color: var(--copper-light); }
.hero .answer { color: #e6ecf2; border-left-color: var(--copper); max-width: 60ch; }
.hero .btns { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 26px; align-items: center; }
.hero .quiet { color: #fff; font-weight: 500; }
.five { background: rgba(255,255,255,0.97); color: var(--ink); padding: 24px 24px 18px; border-top: 3px solid var(--copper); }
.five h2 { font-size: 1.2rem; margin: 0 0 12px; }
.five ol { list-style: none; padding: 0; margin: 0; counter-reset: f; }
.five li { counter-increment: f; position: relative; padding: 0 0 10px 30px; font-size: 0.94rem; line-height: 1.45; }
.five li::before { content: counter(f); position: absolute; left: 0; top: 0; font: 500 0.85rem var(--mono); color: var(--copper-text); }
.five li.no::before { content: '\2715'; }
.band { padding: 64px 0; }
.band-mist { background: var(--mist); }
.band-navy { background: var(--navy); color: #dbe3ec; }
.band-navy h2, .band-navy h3 { color: #fff; }
.band-navy a { color: var(--copper-light); }
.band-stone { background: var(--stone); }
.band h2 { margin-top: 0; }
.split { display: grid; gap: 40px; }
@media (min-width: 900px) { .split { grid-template-columns: 7fr 5fr; gap: 64px; align-items: start; } .split.rev { grid-template-columns: 5fr 7fr; } }
.kicker { font-size: 1.12rem; max-width: 62ch; }
.mini-table { width: 100%; border-collapse: collapse; font-size: 0.92rem; margin-bottom: 1.2em; }
.mini-table th, .mini-table td { text-align: left; padding: 9px 10px; border-bottom: 1px solid var(--rule); vertical-align: top; }
.mini-table th { font-weight: 600; color: var(--navy); width: 42%; }
.photo { position: relative; margin: 0 0 1.6em; }
.photo img { width: 100%; border-radius: var(--radius); }
.photo figcaption { font-size: 0.8rem; color: var(--muted); margin-top: 8px; }
.plan { display: grid; gap: 0; counter-reset: p; margin: 28px 0 0; padding: 0; list-style: none; }
@media (min-width: 900px) { .plan { grid-template-columns: repeat(5, 1fr); } }
.plan li { counter-increment: p; padding: 18px 18px 18px 0; border-top: 2px solid var(--copper); margin: 0; }
@media (min-width: 900px) { .plan li { padding-right: 22px; } }
.plan li b { display: block; font: 500 0.85rem var(--mono); color: var(--copper-light); margin-bottom: 6px; }
.plan li strong { display: block; color: #fff; font-family: var(--serif); font-weight: 500; font-size: 1.15rem; margin-bottom: 4px; }
.uses { list-style: none; padding: 0; margin: 0; border-top: 1px solid var(--rule); }
.uses li { margin: 0; border-bottom: 1px solid var(--rule); }
.uses a { display: grid; gap: 4px; padding: 18px 0; text-decoration: none; color: var(--ink); }
@media (min-width: 760px) { .uses a { grid-template-columns: 300px 1fr 24px; gap: 24px; align-items: baseline; } }
.uses a strong { font-family: var(--serif); font-weight: 500; font-size: 1.25rem; color: var(--navy); }
.uses a .go { color: var(--copper); font-weight: 600; }
.uses a:hover strong { color: var(--copper-text); }
.pair { display: grid; gap: 40px; }
@media (min-width: 900px) { .pair { grid-template-columns: 1fr 1fr; gap: 64px; } }
.stat-note { font-size: 0.85rem; color: var(--muted); }

/* cta band */
.cta-band { background: var(--navy-2); color: #dbe3ec; padding: 48px 0; }
.cta-band .wrap { display: grid; gap: 28px; }
@media (min-width: 900px) { .cta-band .wrap { grid-template-columns: 1fr 1fr; gap: 48px; } }
.cta-band h2 { color: #fff; font-size: 1.5rem; margin: 0 0 8px; }
.cta-band p { margin-bottom: 16px; }

/* forms */
.form { max-width: 760px; }
.form fieldset { border: 0; padding: 0; margin: 0 0 28px; }
.form legend { font-family: var(--serif); font-size: 1.35rem; color: var(--navy); margin-bottom: 12px; padding: 0; }
.field { margin-bottom: 18px; }
.field label, .field .label { display: block; font-weight: 600; color: var(--navy); margin-bottom: 6px; font-size: 0.95rem; }
.field .hint { display: block; font-weight: 400; color: var(--muted); font-size: 0.85rem; margin-top: 2px; }
.field input[type='text'], .field input[type='email'], .field input[type='tel'], .field input[type='number'], .field input[type='date'], .field input[type='time'], .field input[type='file'], .field select, .field textarea { width: 100%; font: 400 1rem var(--sans); color: var(--ink); background: #fff; border: 1px solid #8796a8; border-radius: var(--radius); padding: 11px 12px; min-height: 46px; }
.field textarea { min-height: 120px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 3px solid var(--copper); outline-offset: 0; border-color: var(--navy); }
.field.has-error input, .field.has-error select, .field.has-error textarea { border-color: var(--err); border-width: 2px; }
.field .error { display: block; color: var(--err); font-weight: 600; font-size: 0.9rem; margin-top: 4px; }
.row2 { display: grid; gap: 0 18px; }
@media (min-width: 640px) { .row2 { grid-template-columns: 1fr 1fr; } .row3 { grid-template-columns: 1fr 1fr 1fr; } }
.check { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 14px; }
.check input { width: 22px; height: 22px; margin: 2px 0 0; flex: none; accent-color: var(--navy); }
.check label { font-weight: 400; color: var(--ink); }
.radios { display: grid; gap: 8px; }
.radios label { display: flex; gap: 10px; align-items: center; font-weight: 400; border: 1px solid var(--rule); padding: 10px 12px; border-radius: var(--radius); cursor: pointer; }
.radios input { accent-color: var(--navy); width: 18px; height: 18px; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-errors { border: 2px solid var(--err); padding: 16px 18px; margin-bottom: 24px; }
.form-errors h2 { font-size: 1.2rem; margin: 0 0 8px; color: var(--err); }
.form-errors ul { margin: 0; }
.form-ok { border: 2px solid var(--ok); padding: 16px 18px; margin-bottom: 24px; }
.form-note { font-size: 0.88rem; color: var(--muted); }

/* calculator */
.calc { background: var(--mist); padding: 22px; border-radius: var(--radius); margin-bottom: 1.4em; }
.calc h3 { margin-top: 0; }
.calc .row2 { gap: 0 16px; }
.calc output { display: block; font: 500 1.05rem var(--mono); color: var(--navy); background: #fff; padding: 14px; border-left: 3px solid var(--copper); margin-top: 6px; min-height: 52px; }

/* faq */
.faq-item { border-bottom: 1px solid var(--rule); padding: 6px 0 4px; }
.faq-item h2 { font-size: 1.3rem; margin: 18px 0 8px; }

/* footer */
.site-foot { background: var(--navy); color: #b9c6d4; font-size: 0.9rem; padding: 56px 0 28px; }
.site-foot a { color: #fff; text-decoration: none; }
.site-foot a:hover { text-decoration: underline; color: var(--copper-light); }
.foot-grid { display: grid; gap: 32px; grid-template-columns: 1fr 1fr; }
@media (min-width: 900px) { .foot-grid { grid-template-columns: 1.4fr 1fr 1fr 1fr 1fr; } }
.foot-brand { grid-column: 1 / -1; }
@media (min-width: 900px) { .foot-brand { grid-column: auto; } }
.foot-brand img { width: 160px; margin-bottom: 16px; }
.site-foot h2 { font: 600 0.75rem var(--sans); letter-spacing: 0.12em; text-transform: uppercase; color: var(--copper-light); margin: 0 0 12px; }
.site-foot ul { list-style: none; padding: 0; margin: 0; }
.site-foot li { margin-bottom: 8px; }
.foot-reg { border-top: 1px solid rgba(255,255,255,0.15); margin-top: 40px; padding-top: 24px; font-size: 0.82rem; line-height: 1.6; }
.foot-reg p { margin-bottom: 10px; max-width: 110ch; }
.foot-reg .pro { color: #fff; font-weight: 600; }
.linkbtn { background: none; border: 0; padding: 0; font: inherit; color: #fff; cursor: pointer; text-decoration: none; }
.linkbtn:hover { text-decoration: underline; }

/* cookie banner */
.consent { position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 90; max-height: 70vh; overflow-y: auto; background: #fff; color: var(--ink); border: 1px solid var(--rule); border-top: 3px solid var(--copper); box-shadow: 0 18px 50px rgba(13,38,64,0.25); padding: 20px; max-width: 560px; font-size: 0.92rem; }
.consent[hidden] { display: none; }
.consent h2 { font-size: 1.15rem; margin: 0 0 8px; }
.consent .btns { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 12px; }
.consent .btn { padding: 10px 16px; font-size: 0.9rem; }

/* local preview helpers - only rendered on localhost */
mark.tbc { background: #fff3c4; color: #3a2c00; outline: 1px dashed #b38600; padding: 0 2px; }
.devnote { display: block; background: #fff3c4; border: 1px dashed #b38600; color: #4d3a00; padding: 10px 14px; margin: 0 0 1.2em; font-size: 0.86rem; }
body.dev .gated { outline: 2px dashed #b38600; outline-offset: 6px; position: relative; margin-top: 34px; }
body.dev .gated::before { content: 'Hidden on the live site until the hedging route is confirmed (FFX_HEDGING_LIVE)'; position: absolute; top: -30px; left: 0; font: 600 0.75rem var(--sans); color: #4d3a00; background: #fff3c4; padding: 3px 8px; }
@media (max-width: 700px) { .devbadge { display: none; } }
.devbadge { position: fixed; right: 12px; top: 120px; z-index: 80; background: #fff3c4; color: #4d3a00; border: 1px dashed #b38600; font-size: 0.75rem; padding: 6px 10px; max-width: 260px; }

@media print { .site-head, .strip, .site-foot, .cta-band, .rail, .consent, .devbadge { display: none !important; } body { font-size: 12pt; } a { color: var(--ink); } }